New Credit Card Regulations Will Hurt Savvy Credit Card Users
Federal regulators have just adopted new regulations for credit cards that will severely restrict or eliminate several practices such as double cycle-billing, universal default, and raising the interest rate on current balances. The rules will not go into effect until July 2010 but credit card issuers will start preparing for the changes now.
It is good [...]
Walmart / American Express $20 Cashback Bonus
If you spend $40 or more two times at Walmart or Walmart.com and you can get a $20 statement on your American Express account. Here is some of the small print from the terms and conditions:
To be eligible to receive the $20 statement credit, you must be 18 or older, a holder of a valid [...]
Discover 5% CashBack Categories Jan-March 2009
The Discover Card Cashback category for the next quarter is travel. This includes airlines, hotels, car rentals, and cruises. Just pay using your Discover Card and earn 5% Cashback Bonus on up to $800 in these purchases from January 1 through March 31. You need to sign up at the Discover website to qualify for [...]
Credit Card Companies React to Bad Economy
It seems that the credit card companies are reacting to the bad economy and the tight credit market. It is much tougher to get a 0% balance transfer deal with no fees or a low fee cap than it used to be. Many credit card companies have removed the fee cap completely and/or aren’t offering [...]
Choosing a Reward Credit Card
There are several different things to consider when choosing a rewards credit card. There is no one reward card that is best for everybody. The best reward credit card for you depends on several factors that are unique to you.
One thing you will want to do when choosing a rewards credit card is to look [...]
The New Chase Freedom Card
Chase is now offering a new Freedom Card and is no longer offering the old Freedom Card and there is no bonus offered at this time. The terms have changed and make it more difficult to maximize your rewards. Now you get 3% cash back on gas, grocery, and fast food purchases for the first [...]
Discover $20 Gift Card Bonus
Discover Card is running a holiday gift card promotion. Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at a participating mall between 11/01/08–01/04/09, while supplies last. Original receipts and the Discover Card used to make the purchases must be presented to a participating mall’s Customer Service by [...]
Discover Balance Transfer Fee Caps Ending
Discover will be ending the $75 balance transfer fee cap that they had on many of their cards. Balance transfer fee caps are disappearing as the credit market is tightening. If you were planning on applying for a Discover Card to take advantage of a balance transfer offer than you’ll want to do it today [...]
Advanta Kiva Business Card- Charity Bonus
This card works a little differently from other reward cards. With this card your rewards go to Kiva, a charity that give micro loans to small business owners in developing countries.
Use your Kiva BusinessCard to change the life of a business owner in a developing country. Apply now and you’ll receive these unbelievable benefits
Advanta [...]
American Express Business Green $50 Bonus
****Sorry, This bonus is no longer available.
With the American Express Business Green Rewards card you will receive 5,000 bonus points after your first purchase. These points can be converted into a $50 gift card to popular retailers such as Home Depot,Barnes&Noble, Blockbuster and many more. You can apply for this card as a sole [...]
